Our standard Flat-Fee real estate commission program have a risk management fee of $135 per closed transaction per side up to $1 Million. This fee covers the cost for errors and omissions insurance, broker file reviews, claims, judgments, litigations, legal advice, settlements, and other risk management associated with a real estate business. Our minimum policy covers liabilities up to $1,000,000 which covers 95% of all transactions within the company.